Our team at Expect More Restoration Services LLC are passionate about the work that we perform on a daily basis for our client(s) in order to give them the best opportunity to increase their credit score fast and repair their credit. Even though, it may sometimes seem like a tedious process during the course of this journey, we do not waver. Because it’s so gratifying to be able to help a client buy their first home or new car etc. So, please do not give up on us if the process may seem slow in some cases, because we truly want to help you obtain your goals and we will reciprocate that same commitment to you until we’ve helped you accomplish your goal(s). However, since we highly recommend transparency, we listed (4) key steps below of what you should expect from us during the course of our credit restoration program.
STEP 1: SIGNING UP FOR SERVICES:
Once you have signed up, a team member will begin creating both a credit audit and credit analysis for you from all (3) credit bureaus. Which we believe is extremely imperative, because this will give you a complete overview of any inaccurate and or derogatory account(s) that is on your credit report and maybe negatively affecting your credit worthiness as well. Lastly, a team member will contact you for our first initial credit education consultation.
STEP 2: CHOOSE THE INACCURATE ITEM(S):
A team member will then give you a call for a second consultation in order to discuss which item(s)/ account(s) are inaccurate and why. Also, during this consultation we will discuss the best package that we feel is best for your situation; as well as, the credit audit analysis report. However, if you feel that the package that we choose for you is not feasible, then you could change it to a less expensive package.
STEP 3: WE IMMEDIATELY START WORKING FOR YOU:
Once we have received a copy of your credit report; as well as, gathered all of the information from you during our previous consultations, then one of our team members will begin the credit repair process. Which includes a vast arsenal of credit repair strategies to challenge any inaccurate item(s) on your credit report, and this customization is designed different depending on each individual specific situation.
However, depending on the severity of ones credit report will determined the number of repeated cycles it will take to correct the inaccurate information. Also, during this process you should receive updated reports from the credit bureaus and it is imperative that you forward us your updated reports, because we need this pertinent information in order to keep track of any updates and or deleted items on your profile.
STEP 4: BE PATIENT AND WAIT FOR RESULTS:
According to the Fair Credit Reporting Act (FCRA), the credit bureaus have (30) days to conduct an investigation and delete ANY inaccurate, incomplete and or unverifiable information from your report. However, after the investigation is completed, the credit bureaus must notify you in writing by mailing you a copy of your updated credit report with the corrected changes. Typically, this process could take anywhere between 30-45 days. So, please don’t forget to make a copy of your report for your records and forward us the original copy in order for us to update your account.
- Late Payments
- Charge Offs
- Tax Liens
- Identity Theft
- Incorrect/ Inaccurate Information
- Closed Accounts
- Negative Settlements