skip to Main Content


Here at Expect More Restoration Services LLC, we believe that our brand and reputation about us is paramount; therefore, it’s imperative that we build trust with our clients provide great services.

A little bit more about us! Expect More Restoration Services, LLC is a credit repair company located in Houston TX. The owner of Expect More Restoration Services, LLC is Rico McCoy and a graduate from Troy University with a B.S. in Criminal Justice. As an adolescent growing up in Montgomery Al., Mr. McCoy mostly lived in poverty and was in-out of foster homes. Consequently, causing him to drop out of High School, but later obtaining both his GED and a B.S. Degree in Criminal Justice from Troy University.

Although Mr. McCoy had a very rough childhood, he was able to remain well-grounded with the support from his family and friends. Therefore, Mr. McCoy made a vow to himself that if he ever became blessed enough to help others, he would because he experienced the struggle. So, that’s why Mr. McCoy is so passionate about credit repair and helping others, because he was once in your shoes.

What We Do

Expect More Restoration Services LLC uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA).

We want you know that you have the right to question any information on your credit report that your feel may be questionable or inaccurate, that was provided to the credit bureaus by the original creditors and or debt collectors. If a questionable item

If a questionable item cannot be proved then it must be removed. Expect More Restoration Services LLC works in a (4) Step process that is extremely geared at providing world class customer service and results.

Credit repair services” means all actions taken by Expect More Restoration Services LLC, on behalf of you the Client, in relations to assisting you with the removal of any erroneous, misrepresentations, outdated and/or unverifiable information from the your credit report(s), and/or if any aforementioned reason(s) Expect More Restoration Services LLC’s attempts to remove the same, is permitted under Texas State Law and Federal Law (15 U.S.C.S 1681 et seq.).



  • Late Payments
  • Collections
  • Charge Offs
  • Bankruptcies
  • Judgments
  • Tax Liens
  • Repossessions
  • Inquires
  • Identity Theft
  • Fraud
  • Incorrect/ Inaccurate Information
  • Foreclosures
  • Garnishments
  • Closed Accounts
  • Negative Settlements


Expect More Restoration Services LLC

2425 W. Loop S.
Suite #200
Houston, TX 77027


Mon: 1:00 PM – 7:00 PM

Tues: 1:00 PM – 7:00 PM

Wed: 1:00 PM – 7:00 PM

Thurs: 1:00 PM – 7:00 PM

Fri: 1:00 PM – 7:00 PM

Sat: Appointments Only

Sun: Appointments Only